a:link 	{ text-decoration: underline; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #cec9bf; }
    	
a:visited { text-decoration: underline; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #cec9bf; }
    	
a:hover { text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #cec9bf; }    	

body { font-family: Verdana, Arial, Helvetica, sans-serif; margin: 0px; font-size: 12px; background-image: url(../images/index/bg.jpg); background-repeat: repeat-x; background-color: #cc0000; color:#545556; line-height: 1.5; }

.hdrlogo { background-image:url(../images/index/hdr.jpg); background-repeat:no-repeat; }

.top-navback { background-image:url(../images/index/top-nav/top-nav.jpg); background-repeat:no-repeat; margin-right:4px; }

h1 { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 16px; font-weight:bold; color:#05386b; }

.tile-curve { background-image:url(../images/index/tile-curve.jpg); background-repeat:repeat-x; }

.mnu-tile {background-image:url(../images/index/menu/mnu-tile.jpg); background-repeat:repeat-x; }

.mnu-tilebottom {background-image:url(../images/index/menu/mnu-tile-bottom.jpg); background-repeat:repeat-x; }

.panel-margin { border-bottom:1px solid #adb9c5; padding-left:20px; }

.textbut { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; margin: 1px; padding: 1px; border: 1px solid #5c5948; background-color:#746f5f; color:#333333; }

.panel-link:link, .panel-link:active, .panel-link:visited { font:normal 12px Verdana, Arial, Helvetica, sans-serif; color:#545556; text-decoration:none; }

.panel-link:hover { font:normal 12px Verdana, Arial, Helvetica, sans-serif; color:#4f789f; text-decoration:none; }

.mnu-border { background-image:url(../images/index/menu/mnu-border.jpg); background-repeat:no-repeat; background-position:right 8px; }

.hdr-link:link, .hdr-link:active, .hdr-link:visited { font:bold 11px Verdana, Arial, Helvetica, sans-serif; color:#1f4771; text-decoration:none; }

.hdr-link:hover { font:bold 11px Verdana, Arial, Helvetica, sans-serif; color:#666666; text-decoration:none; }

.hdr-link-visited { font:bold 11px Verdana, Arial, Helvetica, sans-serif; color:#666666; text-decoration:none; }

.footer-link:link, .footer-link:active, .footer-link:visited { font:bold 11px Verdana, Arial, Helvetica, sans-serif; color:#1f4771; text-decoration:none; padding:0px 9px 0px 9px; }

.footer-link:hover { font:bold 11px Verdana, Arial, Helvetica, sans-serif; color:#666666; text-decoration:none; padding:0px 9px 0px 9px; }

.footer-txt { font:normal 11px Verdana, Arial, Helvetica, sans-serif; color:#d7dfe7; text-decoration:none; }

.footer-txt1 { font:normal 10px Verdana, Arial, Helvetica, sans-serif; color:#ffffff; text-decoration:none; }

.footer-title { font:normal 11px Verdana, Arial, Helvetica, sans-serif; color:#dddddd; text-decoration:none; }

.top-nav:link, .top-nav:active, .top-nav:visited { font:normal 10px Verdana, Arial, Helvetica, sans-serif; padding-top:9px; color:#ffffff; text-decoration:none; }

.top-nav:hover { font:normal 10px Verdana, Arial, Helvetica, sans-serif; padding-top:9px; color:#639dde; text-decoration:none; }

.bullets { margin-bottom:2px; padding-right:2px; }

.fspacer { 	font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 1px; }

p { margin: 0px; padding: 0px; }

ul { margin: 0px; padding: 0px; }

ol { margin: 0px; padding: 0px; }

li { margin: 0px; padding: 2px; }